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About Raisin
Raisin puts savings accounts from multiple banks in one place, so you can compare rates, apply instantly, and manage everything from a single app.
Compare and apply for savings accounts with competitive rates across Europe. Browse accounts from partner banks, each offering different terms and bonus rates tailored to your savings goals. Apply for any account with a single registration and one application form — no paperwork required. Every account in the marketplace includes full deposit protection through the FSCS and country-specific European Deposit Guarantee Schemes, so your money stays safe.
Manage all your savings in one account dashboard. Track balances, view interest rates, and monitor earnings across multiple banks without switching between apps or websites. Withdraw funds anytime to your nominated bank account. Zero-fee accounts mean your interest compounds without hidden charges eating into your returns.
Security is built into every transaction. Your data travels through 2048-bit PGP encryption and multi-stage identification systems that protect you from unauthorised access. Messages and documents stay encrypted within your account. Every withdrawal and transaction requires your mobile verification code, so only you can move money.
Raisin has served European savers since 2013, operating across Germany, Spain, France, the UK, the Netherlands, and Ireland. The platform is backed by leading global investors including Goldman Sachs, PayPal, and Index Ventures, and was recognised as one of Europe's top 5 FinTechs by the FinTech50 awards panel.
Download Raisin free and start comparing savings accounts today. No account fees, no application costs — just better rates and the simplicity of managing multiple savings in one place.
Pros & Cons
Pros
- Compare savings rates across multiple European banks in one app
- Instant application with single registration, no paperwork required
- Unified dashboard to track balances and interest across all accounts
- All deposits protected by FSCS and European Deposit Guarantee Schemes
Cons
- Limited to partner banks only, not all available savings accounts
- Requires mobile verification code for every withdrawal, adding friction
- Dependent on internet connection to access accounts and manage funds
- Geographic restriction to six European countries reduces accessibility
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